Personal Wealth Management Services
NorthPoint Financial Planning is a full service advisory firm. We provide a complete array of advisory services to fit almost any budget, starting with our “One Time” services and ending with our “Ongoing” service offerings that include client access to the Wealth Management System. If you have not worked with a Certified Financial PlannerTM in the past or are just getting familiar with NorthPoint, select the advisory service below based on your needs and budget and get started by contacting
NorthPoint today!
“One Time” Advisory Services
These services are designed to help put you on the right track in any one of nine areas important to financial health. Our "One Time" services are a great way to get started by making it easy to address your targeted needs. Each includes a written evaluation and recommendations including specific steps to progress toward your goals.
 Debt Management - Learn the differences between the types of debt, create an efficient pay-down schedule, find out the true cost of debt and ways to potentially reduce your overall cost of debt. You'll get an action plan of specific steps to implement today, to help you improve your financial health in the years ahead. One Time Fee: $150.00
Insurance and Risk Management - Learn strategies to help preserve the wealth that you have accumulated or protect the financial futures of the ones you love. Review your current life, disability or long-term care insurance coverages as well as understand the steps that you can take to reduce your risks and understand the real costs of insurance. One Time Fee: $150.00
Investments - Learn strategies that seek to reduce your investment risk and improve your returns, including understanding the potentially “hidden” costs and “net” historical performance of your current investments. Get an independent evaluation of the effectiveness of your portfolio and how to improve it. One Time Fee: $150.00
Education Funding - Start planning for this now! With average education expenses rising faster than average income, find out how to prepare. Get specific recommendations and a plan for your budget. One Time Fee: $150.00
Employee Benefits – Learn how we may help to get more out of your company benefits including your 401k. Understand the true cost of benefits and how they are an important part of your financial health. Get recommendations on specific choices that seek to utilize these benefits and avoid common pitfalls. One Time Fee: $150.00
Estate Planning – Find out how to transfer your hard earned wealth to the people and causes you love. Learn about specific steps that you can take now to help prepare your estate and potentially avoid common mistakes. One Time Fee: $150.00
Retirement Income Planning – For those near or in retirement, learn the steps you can take to effectively manage your income and investment. Get specific recommendations on how we can help you achieve financial independence and to efficiently manage cash flow, taxation and income risks. One Time Fee: $150.00
Retirement Savings - Plan for what you will need to live in retirement. Learn about how income from pensions, social security, IRAs, Roth IRAs and other investments will work together to create your personal pension plan...and what to do now to make sure you're ready! One Time Fee: $150.00
Combination Packages
 Early Career - Includes both Debt Management and Employee Benefits advisory services. One Time Fee: $275.00
Early Family - Includes both Insurance and Risk Management and Education Funding advisory services. One Time Fee: $275.00
Middle Ages - Includes Insurance and Risk Management, Investments and Retirement Savings advisory services. One Time Fee: $400.00
Nearly/Newly Retired - Includes Insurance and Risk Management, Investments, Retirement Savings and Retirement Income Planning advisory services. One Time Fee: $525.00
Benefactor - Includes Investments, Retirement Income Planning and Estate Planning advisory services. One Time Fee: $400.00
"Ongoing" Advisory Services
For clients whose demands on their time prohibit them from consistently monitoring their financial health, these services provide for ongoing planning, monitoring and recommendations throughout the year, including 24/7 access to the Wealth Management System. Clients also enjoy the flexibility to speak to their advisor throughout the year and can look forward to being formally apprised of their financial health at least twice a year. The services are divided into 3 general categories:
Investment Management - For clients that wish to utilize the services of NorthPoint to manage their invested assets on a non-discretionary basis. This service provides advice on appropriate asset allocation, systematic rebalancing of the portfolio, specific investment recommendations. This service is intended to provide a cost effective solution to managing client's investment objectives. Ongoing Fee: Net 1% annually of Assets Under Management. Fee percentage will decline as greater AUM thresholds are obtained.
Financial Planning - For clients that wish to utilize the services of NorthPoint to provide comprehensive planning and advice to their entire wealth portfolio. Clients will receive ongoing planning, monitoring and recommendations throughout the year in any of the following areas of financial health: Debt Management, Insurance and Risk Management, Investments, Education Funding, Employee Benefits, Estate Planning, Retirement Income Planning and Retirement Savings. Ongoing Fee: $1200.00 - $5,000 annually based on net worth
The “Full Monte” - For clients that wish to utilize the services of NorthPoint to manage their invested assets on a non-discretionary basis and provide comprehensive planning and advice to their entire wealth portfolio. Ongoing Fee: Financial Planning and Investment Management Fees are offset.
Other Services:
NorthPoint Financial Planning also provides a range of investment* and insurance brokerage services for the convenience of our clients.
*Securities offered through FSC Securities.
Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Past performance is no guarantee of future results. Please note that individual situations can vary. Therefore, the information presented here should only be relied upon when coordinated with individual professional advice.
Investors should be aware that investing based upon strategies or models does not assure a profit or guarantee against loss.
Please note that rebalancing investments may cause investors to incur transaction costs and, when rebalancing a non-retirement account, taxable events will be created that may increase your tax liability. Rebalancing a portfolio cannot assure a profit or protect against a loss in any given market environment.
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