The article Claiming Strategy in an Uncertain System raises a concern many people share: how should you think about Social Security when its long-term funding is uncertain? At NorthPoint, we would not let a headline make the claiming decision for you. Future program changes are possible, but your decision also depends on when you stop working, the income you need, your other resources and, if you have a spouse, how a claiming choice could affect household income later.

The article Working in Retirement Financial Planning Considerations reflects a change we see in many retirement conversations: leaving a full-time job does not always mean leaving work behind. Some people want to consult, work fewer days, or try something entirely new. From NorthPoint’s perspective, the useful question is not simply whether the extra income helps. It is how that income fits with the life you want, and what happens to your plan when you eventually choose to stop working.

The Federal Reserve’s decision to hold rates steady offered little guidance about future policy, increasing uncertainty for bond markets and borrowers. Long-term Treasury yields remain elevated, helping keep mortgage and other borrowing costs high.

Learn how Trump Accounts compare with 529 plans, custodial accounts and Roth IRAs - and where they may fit within your family’s wider financial plan.

The Federal Reserve’s decision to hold rates steady offered little guidance about future policy, increasing uncertainty for bond markets and borrowers.

“Capital preservation” is a phrase you often hear in retirement conversations, especially among investors age 65 and older. But what does it mean in practice, day to day, in the markets of 2026? From a financial advisor’s standpoint, capital preservation is a mix of tools and behaviors designed to help keep your nest egg intact while allowing it to support your lifestyle for many years.