Our Approach

Your financial life cannot be understood through a questionnaire alone.

Every client brings a different combination of goals, responsibilities, assets, concerns and experiences.

You may arrive with a specific question, such as whether you can afford to retire. You may be facing a significant life decision. Or you may simply feel that the different parts of your financial life are no longer working together as clearly as they should.

NorthPoint’s process is designed to uncover the complete picture before deciding what needs to change.

There is no expectation that you will have everything organized or know exactly what kind of advice you need before getting in touch. Our team will help you identify the important questions, understand your options and develop a strategy around what matters to you.

Start with a conversation

Begin with a personal, no-obligation conversation about what has prompted you to seek advice, your priorities and any immediate concerns.

Your advisor will explain how NorthPoint works, answer your questions and help determine whether the relationship is a good fit. You do not need to prepare a complete financial history, just come ready to discuss where you are and what you would like to achieve.

Understand the full picture

We’ll gather the relevant information about your finances, responsibilities and future plans. NorthPoint will look beyond the numbers to understand what matters to you, how each part of your financial life connects and where you may need greater clarity.

Build your strategy

We will analyze your current position and develop clear, coordinated recommendations around your goals. We’ll explain the reasoning and trade-offs in straightforward language, giving you the opportunity to ask questions before making any decisions.

Put your plan into action

Once you’re comfortable with the recommendations, we will help you implement the agreed strategy. This may involve organizing investments, updating financial arrangements or coordinating with your accountant, attorney or other professional advisers.

What working together feels like.

Advice should give you clarity - not another layer of complexity.

A strong advisory relationship is built on communication, understanding and mutual accountability.

When you work with NorthPoint, you can expect:

Direct access to your adviser

1

You work directly with your advisor throughout the relationship, rather than being passed between departments or repeatedly explaining your circumstances to different people.

Recommendations you can understand

2

Financial decisions can be complex, but their explanation should not be. Your advisor explains the reasoning, implications and trade-offs behind each recommendation clearly.

Advice connected to your priorities

3

Your strategy is developed around what you want your wealth to make possible - not around products, market trends or a standardized template.

Honest conversations

4

Good advice sometimes means challenging assumptions, highlighting difficult trade-offs or recommending a different course of action.

You are kept informed about your plan, investments and the actions that require your attention.

Ongoing Conversations

5

Professional coordination

Bringing your financial professionals into the same conversation.

Your financial life may involve several professional advisers, including a CPA, estate planning attorney, insurance specialist or business advisor.

Each may provide valuable expertise, but decisions made in one area can have consequences elsewhere. A legal arrangement may affect your financial plan. An investment decision may have tax implications. A business transition may influence your retirement and estate strategy.

NorthPoint can introduce you to our network of trusted professionals or collaborate directly with your other advisors to help everyone work from a shared understanding of your priorities.

This coordination can reduce disconnected decision-making and help ensure that the various elements of your strategy support one another.

Every financial plan begins with understanding where you are now.

You don’t need to know exactly what kind of advice you require or have every financial detail organized before getting in touch.

Begin with a personal conversation with our team. You can discuss what is on your mind, learn more about NorthPoint’s approach and decide whether working together is the right next step.

Meet Us

Your Questions, Answered

No. The introductory conversation is intended to establish what has prompted you to seek advice and whether NorthPoint may be a suitable fit. If you decide to proceed, Your advisor will explain which documents and information are needed for the discovery stage.
That is often how the relationship begins. NorthPoint can help you consider the immediate question and determine whether it affects other areas of your financial life.
No, recommendations are not implemented until they have been explained and you have agreed on the appropriate course of action. Your advisor will first review your existing arrangements and consider how well they support your wider goals.
NorthPoint has built a network of trusted CPAs and attorneys that we partner with to bring you tax preparation and estate planning. Alternatively, NorthPoint can coordinate with your existing professionals where their expertise is relevant to your financial strategy.
The appropriate review schedule depends on the nature of your relationship and your circumstances. Your strategy should also be revisited whenever a significant personal, financial or legislative change occurs.