Insights

As you approach your year-end financial planning, we wanted to share a few key updates to keep top of mind. Our 2025 Year-End Tax Reminders report covers adjustments to standard deductions, new estate planning considerations, and changes to capital gains tax rates. Continue reading...

The article explains how rising global debt, persistent inflation, and political uncertainty are bringing the era of easy money to an end. Governments that once borrowed cheaply now face higher interest costs as investors demand compensation for inflation risk and fiscal strain. In the U.S., expanding deficits and credit-rating concerns have intensified market unease, while similar pressures are evident worldwide. As anticipated rate cuts fail to materialize, long-term yields

One in three Americans now have more credit card debt than emergency savings, according to the latest survey by financial services company Bankrate. This is up ten percentage points from 2011, when the company first started polling the question. Meanwhile, around 53 percent of respondents said that their savings were currently exceeding their credit card debt. This is down two percentage points from the same time last year, but slightly up from 2011. Around one in ten America

The holiday season is synonymous with increased spending—gifts, travel, entertainment, and charitable giving can strain even well-managed budgets. With ongoing market volatility and policy uncertainty, intentional financial planning becomes critical for maintaining long-term goals while enjoying seasonal festivities. Continue reading...