LONG-TERM CARE insurance is coverage that will pay for assisted living, nursing home care or home health care in the event you are unable to care for yourself because of a chronic condition or disability.
Long-term health insurance can be a smart purchase when you consider that 70% of those turning age 65 today will need some type of long-term care, according to the U.S. Department of Health and Human Services. However, not everyone can buy long-term care insurance.
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