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Longer Working Lives and Flexible Retirement Pathways

  • Writer: Paul J. Pfeiffer, CFP®
    Paul J. Pfeiffer, CFP®
  • Jun 24
  • 1 min read

Longer life expectancy, uneven savings levels, and continued labor force participation among older workers are reshaping how employers think about retirement. More employees now view retirement as a transition rather than a single date. Many employers are responding with phased retirement options, delayed-retirement support, and more flexible savings and communication strategies. For financial advisors, this trend has major implications for both defined contribution and defined benefit plans because retirement timing now affects contribution behavior, benefit use, workforce planning, and plan risk management at the same time.


 
 
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