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Social Security: Waiting Is Not Always Best Option

  • Writer: pfeiffp67
    pfeiffp67
  • May 3
  • 1 min read

If you're nearing retirement age, one of the most important financial decisions you'll make is when to start drawing your Social Security benefits. You can begin receiving Social Security as early as age 62, but doing so comes with a catch: your monthly benefit will be permanently reduced.


While it’s often financially advantageous to wait until FRA or even age 70, not everyone should. In fact, there are several legitimate, personal, and strategic reasons why starting Social Security as soon as you're eligible at 62 might actually be the smarter move.


 
 
 

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