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Spring Forward, Fall Back and Financial Planning

As autumn leaves blanket the ground and the days grow shorter, the familiar tradition of turning back our clocks approaches. The first Sunday of November marks the end of Daylight Saving Time (DST), a period during which clocks are set one hour ahead. This transition not only alters our schedules but also provides a valuable opportunity to reflect on our financial plans. The history of Daylight Saving Time is as intriguing as its effects on our daily routines. The concept of "saving daylight" dates back centuries, its roots entangled with the evolution of transportation and energy conservation. Yet, the modern practice we observe today in the United States, from March to November, began in 2007.

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