Using the 72(t) Rule for Early Retirement Income

For many investors nearing retirement – or planning to exit the workforce earlier than expected – accessing retirement funds before age 59½ can present both opportunity and risk. The IRS’s 72(t) rule, which permits penalty-free early withdrawals under specific conditions, may appear attractive.

However, from a financial advisor’s standpoint, effectively utilizing Rule 72(t) requires foresight, planning, and careful execution.

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