Making sure you have enough money saved for retirement is one of the top concerns for those of us not independently wealthy. In a perfect world, we will figure out how much we need to live on by calculating our monthly and yearly retirement expenses, factoring in inflation, and computing any additional income like Social Security.
But it’s calculating future expenses that can be such a challenge, because there are so many unknowns – health care costs and living expenses chief among the unknowns.
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